Why Buy Program Protection?

Program Protection is designed to cover you, your belongings and the cost of your program arrangements against a variety of unforeseeable reasons that may affect you or your travel plans.

Emergencies happen when you least expect it. Program Protection provides coverage for Program Cancellation or Interruption; Medical Emergencies; Baggage (loss, damage or delay) or Travel Delay and much more. Plus, we offer our exclusive One Call 24-hour Traveler Assistance Service to help you with emergency situations that arise during your program.

Many travel products are non-refundable, and the best airline and cruise deals usually come with few options if you can't actually attend your program. Last week the airline joyfully booked your flight. This week it declared bankruptcy. Last month you reserved your program. A few weeks later a family member became critically ill.

Baggage/Personal Effects Loss

You've heard it before, leave your valuables at home! But sometimes an expensive camera or formal suit taken on the trip is lost or stolen. Your homeowner's policy may cover only a small portion of the total loss.

Bankruptcy & Default Protection

What if your airline or travel supplier ceases operations? Other airlines or travel suppliers will try to find space for you, but usually at a cost. What happens if they can't meet your needs? We have plans to cover supplier Bankruptcy or Default.

Program Cancellation or Interruption

Do you want to protect your prepaid program costs if you must cancel or interrupt your program? Program Cancellation and Interruption protects the financial investment you’ve made in your program arrangements against a variety of unforeseeable reasons, both medical and non-medical, that may affect you or your travel plans.

Medical/Dental Coverage

Does your health or dental insurance cover you away from home? Many plans offer little or no coverage for on-trip medical bills. Our plans cover on-trip medical expenses and also provide coverage for medical transportation costs if you must be medically evacuated for appropriate care.

Terrorist Incidents

Terrorist Incidents that disrupt travel plans are an unfortunate reality. If your program is affected by an unforeseen Terrorist Incident, we have plans to help minimize the financial loss that you may incur.

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