Protect Your Camp Program

While we make every effort to ensure you have a memorable camp experience, unexpected events can affect even the most carefully planned program. We recommend you purchase one of our exclusive Program Protector plans, Standard or Enhanced which helps to protect your financial investment, your belongings and most importantly you! Travel with this important protection so you can enjoy your camp experience to its fullest!...More

The Standard Plan includes a package of benefits including Program Cancellation and Interruption, Travel Delay, Medical Expense/Emergency Assistance, Baggage, Baggage Delay and more.

The Enhanced Plan includes all of the benefits of the Standard Plan plus a Cancel For Any Reason benefit that allows you to cancel your Program for any reason up to 2 (two) days before your scheduled departure, and paid your premium with or before the final payment for the Program.

It is easy to get your quote, just fill in the information in the Quick Quote calculator to the right. Your quote results will include detailed information and plan payment for each plan. To enroll simply click the Buy Now button of the plan you wish to purchase and complete the enrollment form. It's as simple as that!

Benefits Highlights *

* Benefits and Limits may vary by plan

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Program Protection Basics

Program protection plans include benefits intended to help protect you, your travel investment and your belongings. The basic benefits include:

Program Cancellation/ Interruption to reimburse you should you have to cancel or interrupt your program for a covered medical or non-medical reason.

Medical Expense/Emergency Assistance to cover medical expenses and emergency transportation for a sickness or injury that occurs while you are traveling.

Travel Delay Benefits to cover your out-of-pocket meal and accommodation expenses due to flight delays or cancellations or for other similar covered reasons. You must be delayed for a specified amount of time, such as 12 hours or more.

Baggage and Baggage Delay to cover loss or damage to your baggage or personal items or the cost of buying toiletries or personal articles if your baggage is delayed for a specified amount of time.

Program Cancellation

This benefit covers the non-refundable program costs when you must cancel your program.

All plans cover cancellation for covered medical reasons (such as Sickness, Injury or death of you, a Family Member or Traveling Companion).

Additionally, certain non-medical reasons will be covered as well, such as: air carrier delays or cancellations, theft of travel documents, damage or destruction of your home, etc.

Program Interruption

This benefit covers the cost of your unused, non-refundable land or water program arrangements and the additional air expense to either resume your trip or return home, if you interrupt your program and/or return home early from your program for the same types of medical or non-medical reasons covered for Program Cancellation.

Medical Expense/Emergency Assistance

This benefit reimburses you for medical treatment during your program if you become sick or are injured while traveling. Additionally, air transport expenses (such as upgraded air arrangements, air ambulance, including doctor or nurse escort expenses) for medical evacuation are covered, if needed to obtain the appropriate level of care required for your condition.

Non-Medical Emergency Evacuation

This benefit covers you for transportation expenses to the nearest place of safety if a formal recommendation from appropriate local authorities or the US State Department is issued to leave a country due to: 1) a natural disaster such as an earthquake, wild fires or tsunami; 2) civil, military or political unrest; or 3) being expelled or declared a persona non-grata.

Cancel For Any Reason

This benefit allows you to cancel your program for any reason whatsoever and still be reimbursed for most of your non-refundable program costs. To be eligible for this coverage, the plan must be purchased with or before the final payment for the Program, and you must cancel your program 2 days or more prior to your scheduled departure.

Important Tip! Like some other provisions and benefits, Cancel For Any Reason is time sensitive and must be purchased with or before the final payment for the Program. Remember, unlike covered reasons such as sickness or injury, you do not receive reimbursement for your entire cancellation penalty amount.

When To Buy Program Protection

For a variety of reasons, it is prudent to purchase program protection when you first book your program (i.e. make your first payment for program arrangements).

Why? Most program protection policies contain one or more time sensitive provisions that broaden coverage. The time sensitive provisions which are included in most of our plans apply to several coverage enhancements, such as: waiving of the Pre-Existing Conditions Exclusion; and the Cancel For Any Reason Benefit.

Travel Supplier Bankruptcy or Default

What if your airline or travel supplier ceases operations? Other airlines or travel suppliers will try to find space for you but usually at a cost, what happens if they can't meet your needs? We have plans to cover a trip cancellation or interruption due to supplier Bankruptcy or default.

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